Stock comp
RSU Tax Gap Calculator
Estimate whether flat supplemental withholding is likely to trail your real marginal tax rate.
Open calculatorUS tax planning calculators
Small tax moves deserve clear numbers.
ClearYear helps you estimate tax impact before a vest, sale, invoice, bonus, contribution, or quarterly payment hits your calendar.
28 toolsStock comp, tax timing, investing, 1099 work, and retirement
2026-awareKey limits and due dates follow current IRS releases
Built for decisionsUse it before moving cash, shares, or contribution dollars
TodayEstimate first
Next movePay, sell, save
LibraryPractical tax tools, not a filing appFast planning for the moments that happen before tax software.
When income is uneven
RSUs, bonuses, 1099 payments, stock sales, and dividends can break a normal paycheck rhythm.
When dates matter
Wash-sale windows, 83(b) deadlines, holding periods, and estimated-tax due dates are easy to miss.
When limits matter
IRA, HSA, Solo 401(k), mileage, and safe-harbor thresholds need quick checks.
Start here
Choose the moment you are planning for.
Stock comp
Equity and payroll surprises
RSUs, ESPPs, ISOs, NSOs, and 83(b) decisions.
View toolsTax timing
Tax timing
Safe harbor, extensions, extra withholding, and payment pacing.
View toolsInvesting
Investing
Wash sales, gains, dividends, carryovers, and NIIT.
View toolsSelf-employed
Self-employed
1099 payments, SE tax, mileage, home office, and reserves.
View toolsRetirement
Retirement
IRA, Roth, Backdoor Roth, HSA, and Solo 401(k) checks.
View toolsFeatured calculators
Good first pages for common tax moves.
Tax timing
Estimated Tax Safe Harbor Calculator
Check the federal estimated-tax safe-harbor target using current-year and prior-year rules.
Open calculatorInvesting
Wash Sale Window Calculator
Find the 30-day before and after window around a loss sale.
Open calculatorSelf-employed
Self-Employment Tax Calculator
Estimate Social Security and Medicare tax on net self-employment profit.
Open calculatorRetirement
Solo 401(k) Contribution Calculator
Estimate employee deferral plus an approximate employer contribution for self-employed profit.
Open calculatorRetirement
Backdoor Roth Pro-Rata Calculator
Estimate the taxable portion of a Roth conversion when pre-tax IRA dollars exist.
Open calculatorClear scope
Useful estimates before final forms.
ClearYear is for planning, not filing. Use it to pick the next check, then confirm final numbers with your forms, payroll records, brokerage statements, and tax professional.